NEWTEK INSTANT LINE OF CREDIT

Banking services; financial services, namely, providing financial analysis, financial consultation, financial planning and management, commercial lending services, consumer lending services, consumer leasing services in the nature of mortgage lending, loan financing, credit card payment processing services, credit card authorization services, debit card transaction processing services and financial securities exchange services; trust services, namely, investment and trust company services; real estate investment trust advisory and management services; financial restructuring services; financial advisory services; financial services, namely, mortgage refinancing; financial planning and investment advisory services; insurance and financial information and consultancy services; financial affairs and monetary affairs, namely, financial information, management and analysis services; providing financial services with respect to securities and other financial instruments and products, namely, money management services; financial services, namely, providing temporary loans; financial services, namely, electronic remote check deposit services; financial evaluation, tracking, analysis, forecasting, consultancy, advisory and research services relating to securities and other financial instruments; financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; financial transaction services, namely, providing secure commercial transactions and payment options; commercial lending services