SMART TAKES

college completion planning services, namely, offering study support in the nature of promoting education in financial literacy

Originating and purchasing educational loans, extending credit to educational and financial lenders for the purpose of funding educational loans; financial services, namely, banking services, educational credit and loan services, and educational student loan services; banking services, namely, personal loan account services; savings account services; banking services, namely, retail deposit account services; credit card authorization services; issuing of credit cards; providing cash and other rebates for credit card use as part of a customer loyalty program; providing student loan information; education financial planning services, namely, assisting students in calculating costs and return on investment, filing for federal loans, and tracking all sources of financial funding; college completion planning services, namely, offering study support in the nature of providing financial support to students for the purpose of facilitating educational opportunities; college consulting services, namely, assisting students in applying for scholarships and financial aid; providing advice and information in the field of collegiate scholarships via a website; providing an interactive website featuring advice and information in the field of collegiate scholarships; charitable fund raising; providing grants to non-profit organizations and students for programs and initiatives that increase a student's access to post-secondary education