CLOVER

Electronic payment terminal; Magnetically encoded gift cards; Point-of-sale terminals; Downloadable computer software for point of sale systems, payment transactions, funds transfer, restaurant management, restaurant kitchen management, restaurant delivery management, issuing gift cards, issuing store credit, tracking gift card sales, managing inventory, preparing invoices, manage employee performance, obtaining and managing business financing, and providing computerized financial services; Downloadable software in the nature of a mobile application for point of sale systems, payment transactions, funds transfer, restaurant management, restaurant kitchen management, restaurant delivery management, issuing gift cards, issuing store credit, tracking gift card sales, managing inventory, preparing invoices, manage employee performance, obtaining and managing business financing, and providing computerized financial services; Downloadable printable electronic gift cards; Computer hardware for point of sale systems, payment transactions, funds transfer, restaurant management, restaurant kitchen management, restaurant delivery management, issuing gift cards, issuing store credit, tracking gift card sales, managing inventory, preparing invoices, manage employee performance, obtaining and managing business financing, and providing computerized financial services; Electronic point-of-sale (POS) systems comprised primarily of point-of-sale terminals, bar code readers, touchscreen monitors, keyboards, document printers, scanners, and recorded operating software; Downloadable computer software for use in customer relationship management (CRM)

Providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; Preparing invoices; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; Business management and advice; Restaurant management for others; Customer relationship management; Inventory management

Merchant services, namely, payment transaction processing services; Electronic funds transfer; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing secure commercial transactions and payment options using a mobile device at a point of sale; Issuance of prepaid gift cards; Accounts receivables financing; Financing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial data analysis; Online banking services; Bill payment services; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing an internet website portal in the field of financial transaction and payment processing services

Providing temporary use of non-downloadable computer software for preparing invoices over computer networks, intranets and the internet; Software as a service (SAAS) services featuring software for invoice management; Providing a web site featuring temporary use of non-downloadable software for for point of sale systems, payment transactions, funds transfer, restaurant management, restaurant kitchen management, restaurant delivery management, issuing gift cards, issuing store credit, tracking gift card sales, managing inventory, preparing invoices, manage employee performance, obtaining and managing business financing, customer relationship management, and providing computerized financial services; Software as a service (SAAS) services featuring software for point of sale systems, payment transactions, funds transfer, restaurant management, restaurant kitchen management, restaurant delivery management, issuing gift cards, issuing store credit, tracking gift card sales, managing inventory, preparing invoices, manage employee performance, obtaining and managing business financing, customer relationship management, and providing computerized financial services; Electronic monitoring of credit card activity to detect fraud via the internet; Electronic monitoring of banking activity to detect fraud via the internet