ZEEN

Downloadable mobile and web application software for autonomous personal financial management; Downloadable software for connecting multiple financial accounts, analyzing cash flow, and optimizing money movement; Downloadable software using artificial intelligence for budgeting, bill management, debt repayment, subscription management, and savings optimization; Downloadable computer software for automating financial transactions across bank accounts, credit cards, and digital wallets; Downloadable software for monitoring, analyzing, and reporting on financial transactions and account balances.

Personal financial management services provided via a mobile app and website; Automated financial transaction services, namely, optimizing payments, transfers, and debt repayments; Financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single platform for analysis and optimization; Subscription management and bill negotiation services; Financial consulting services namely, providing budget planning, savings recommendations, and debt reduction strategies; Providing financial information, analysis, and insights to consumers via digital platforms.

Software as a service (SaaS) featuring non-downloadable software for autonomous financial management; Platform as a service (PaaS) featuring computer software platforms for orchestrating AI agents, financial workflows, and policy-controlled money movement; Providing temporary use of online non-downloadable software for managing budgets, bills, savings, and subscriptions; Providing temporary use of online non-downloadable computer software for account aggregation, financial reporting, and optimization of money across multiple financial institutions; Hosting software platforms that enable users to monitor, approve, and automate financial decisions.