MERU

Downloadable software for enabling the electronic transfer of funds between users; Downloadable computer software facilitating payment transactions between users; Downloadable software for the electronic transfer of assets between users, and between users and commercial enterprises using a proxy identifier via a global computer network, wireless network, and electronic channels; Downloadable software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunication devices; Downloadable software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions; Downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit card, debit card, prepaid cards, mobile wallets, electronic wallets, electronic check, mobile and online payments

Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Payment and funds verification services; Financial transaction processing services, namely, clearing and reconciling financial transactions via computer and communication networks; Electronic funds transfer services; Provision of payment and financial transaction services, namely, facilitating electronic processing of funds transfer for credit card, debit card, electronic check, prepaid cards, mobile wallets, electronic wallets, mobile and online payments, and electronic payments between users and financial institutions via a global computer network; Computerized financial services, namely, electronic transfer of funds between users and between users and commercial enterprises using a proxy identifier via a global computer network, wireless network, and electronic channels