DAWN

Magnetically encoded credit cards; Magnetically encoded charge cards; Magnetically encoded debit cards; Encoded smart cards containing integrated circuit chips for electronic payment transactions; Encoded electronic chip cards for use as credit cards, debit cards and charge cards

Promoting the sale of goods and services of others by awarding purchase points for credit card use; Promoting the sale of goods and services of others by means of contests and incentive award programs; Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes

Issuing of credit cards; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Financial administration of credit card accounts; Providing cash and other rebates for credit card use as part of a customer loyalty program