STANCHART

Banking services; services in dealing with currency, namely, currency exchange and advice; bureau de change services, namely, currency exchange services; foreign exchange services, namely, foreign exchange transaction, providing for the exchange of foreign currency, foreign exchange information services; currency trading; forward buying of currency; credit card services; financial and investment safekeeping and custodial services, namely, maintaining possession of financial assets for others for financial management purposes; custodial banking services; financial trusteeship services; financial management services; providing financial information, trading, trading for others, brokerage, providing advice and recommendations, valuation and handling services, providing management services, all in relation to bonds, stocks, securities, financial instruments, derivatives, futures and commodities, as well as portfolios of any of the foregoing; securities lending services; investment research and information services; market making services in the currency exchange and securities fields; investment trust management services; corporate finance consultancy services; electronic stock transfer services and personal finance services, namely, financial services in the nature of an investment security; financial services in the field of money lending; financial services, namely, providing on-line stored value accounts in an electronic environment; financial services, namely, investment fund transfer and transaction services; financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; financial administration of financial affairs, namely, administration of savings accounts, mutual fund investments, hedge fund investments, retirement plans, and credit card accounts; charitable fund raising services; cash management services; factoring agency services; financial management services, namely, invoice discounting services; loan financing services; mortgage lending services; provision of security for loan, namely, guaranteeing loans; electronic payment services, namely, electronic processing and transmission of bill payment data; merchant banking and investment banking and treasury services; investment management; investment and financial management services; financial consultation and financial advising in the fields of personal equity and estate planning; investment advisory services; financial management and investment, namely, pension broking, management and advisory services