KAPNICK

Downloadable mobile applications for accessing, tracking, managing, enrolling, filing claims and communicating regarding insurance policies, employee benefits, health savings accounts, flexible spending accounts and associated compliance information, and for storing and accessing policy and account documentation

Business risk management; Consultation and providing information in the field of business risk management

Insurance brokerage; insurance underwriting in the fields of property insurance, casualty insurance, life insurance, health insurance, liability insurance, business insurance and personal insurance; insurance administration; insurance claims administration and processing; insurance and financial risk management; insurance services in the field of loss control management for others; administering and managing employee benefits and employee benefit plans concerning insurance and finance; consultation in the fields of insurance, insurance and financial risk management, loss control management, health savings accounts, flexible spending accounts, insurance administration, insurance claims administration and processing, employee benefits and employee benefit plans concerning insurance and finance; providing information in the fields of insurance, insurance and financial risk management, loss control management, health savings accounts, flexible spending accounts, employee benefits and employee benefit plans concerning insurance and finance; providing insurance rate quotes in the fields of property insurance, casualty insurance, life insurance, health insurance, liability insurance, business insurance and personal insurance; providing evaluations and assessments in the fields loss control and insurance and financial risk

Education services, namely, providing seminars and webinars in the fields of insurance, risk management, loss control management, employee benefits, diversity and inclusion, wellness and wellbeing, and government compliance and legislation relating to insurance and employee benefits; Providing on-line non-downloadable newsletters and articles in the fields of insurance, risk management, loss control management, employee benefits, wellness and wellbeing, and government compliance and legislation relating to insurance and employee benefits

Health care services, namely, wellness programs; health care services, namely, wellness programs designed to help employers manage their healthcare costs by enhancing employee physical, mental and social well-being; Providing health information in fields of wellness and wellbeing

Regulatory compliance consulting in the field of governmental regulatory compliance risk management; Consultation in the field of governmental regulatory compliance; providing information in the field of government regulatory compliance, all of the foregoing in the fields of insurance, employee benefits and loss control management