ACORNS EARLY

Downloadable software and mobile applications for accessing, viewing, searching, analyzing, managing, reporting, processing, and tracking finances, allowance, budget, financial rewards, financial gifts, financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, financial transactions, investments, gifts, and donations and generating reports for the foregoing; Downloadable software and mobile applications for automated processing of transactions, saving, allowance, budgeting, rewarding, financial gifting, donating, and investing of money; Downloadable electronic publications in the nature of articles, newsletters, and blog posts in the fields of finance, money, investing, saving, financial planning, budgeting, allowance, financial rewarding, financial gifting, and charitable donating; Downloadable video files in the fields of finance, money, investing, saving, financial planning, budgeting, allowance, financial rewarding, financial gifting, and charitable donating; Downloadable podcasts in the fields of finance, money, investing, saving, financial planning, budgeting, allowance, financial rewarding, financial gifting, and charitable donating; Downloadable reports about finances, financial allowances, budgets, financial rewards, financial gifts, charitable donations, financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, and investments; Magnetically encoded debit cards; Magnetically encoded credit cards; Magnetically encoded prepaid stored value cards; Magnetically encoded gift cards; Magnetically encoded blank bank cards for issuance by financial institutions; Downloadable software and mobile applications for accessing, viewing, searching, organizing, managing, storing, and receiving notifications regarding incentives, rewards, and gifts; Downloadable software for accruing and managing rewards and gifts; Downloadable software and mobile applications for processing payments and credit and debit transactions; Downloadable educational software featuring instruction in the fields of finance, money, investing, financial planning, budgeting, allowance, financial rewarding, financial gifting, charitable donating, and saving; Downloadable software for financial management, managing banking, investing, and saving accounts, budgeting, and managing an allowance; Downloadable game software; Downloadable software and mobile applications featuring games, quizzes, videos, and information in the field of finance, money, investing, saving, financial planning, budgeting, allowance, rewarding, gifting, and donating; Downloadable software for securely storing data and retrieving and transmitting confidential customer information used by individuals, banking and financial institutions

Promoting public awareness in the field of financial literacy; Promoting the use of financial accounts, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, budgeting, allowances, rewarding, gifting, donating, and investments; Providing incentive award programs for customers through the issuance and processing of loyalty coupons, loyalty points, rewards, and discounts for purchase of goods and services from participating businesses; Promoting the goods and services of others; Administration and promotion of customer incentive reward programs which provide loyalty points, coupons, rebates, discounts, and financial rewards for using or purchasing the goods and services of others; Promoting the goods and services of others through administration of incentive, reward, loyalty, coupon, rebate, discount, promotional and redemption programs; Customer loyalty services for commercial, promotional and/or advertising purposes; Providing incentive award programs for the purchase of goods and services; Provision of an online marketplace for buyers and sellers of goods and services; Charitable services, namely, organizing and developing projects to promote awareness of tree and environmental conservation and planting of trees; preparation of financial reports for others

Checking and savings account services; investment account services; Electronic debit and credit card transaction processing; Issuing of debit cards, credit cards, and prepaid stored value cards; Banking services; Providing credit card and debit card services, namely, processing of credit card, debit card, and prepaid card payments; Currency transfer services; Electronic funds transfer services; Processing currency, fund, checking, saving, investment, gifting, donation, reward, debit card, prepaid card, and credit card transactions and transfers; Payment and fund verification services; Electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Electronic payment services involving processing and subsequent transmission of bill payment data; Cash disbursement and settlement services; Funds investment; Investment consultancy; Investment management; Financial advice, namely, budget planning; Monitoring financial markets for investment purposes; Investment brokerage; Investment by electronic means; Financial planning and investment advisory services; Financial consulting; Providing information and research in the field of finance, checking accounts, saving accounts, financial budgeting, financial allowances, financial rewards, financial gifts, charitable monetary donations, financial accounts, financial cards, and financial investments; Incentive and reward program payment transaction processing services; Providing information in the fields of banking; financial analysis; banking services; Financial information; Charitable collections; Charitable fund raising; Charitable fundraising services by means of organizing and conducting special events for the procurement and distribution of donations to children and families in need; Providing financial information; Administration of checking and savings accounts; Stored value electronic purse services; Issue of tokens of value; Issue and redemption of tokens of value; Issue of tokens, coupons and vouchers of value; Cheque verification services; Providing educational information about finances, financial planning, budgeting, and financial savings

Providing a website featuring non-downloadable publications in the nature of a magazine, blog, news articles, videos, quizzes, and information in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Providing online non-downloadable publications in the nature of magazines, blogs, articles, videos, quizzes, and information in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Educational services, namely, conducting classes, seminars, workshops, courses, programs, and presentations in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Educational services, namely, providing non-downloadable webinars in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Entertainment services, namely, providing podcasts in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Entertainment services, namely, conducting entertainment exhibition events in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Entertainment services, namely, providing on-line video games in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Entertainment services, namely, providing a website featuring blogs, quizzes, and non-downloadable videos in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Arranging of contests; Entertainment in the nature of competitions in the fields of finance, money, investing, saving, financial planning, allowances, financial rewards, financial gifting, charitable donating, and budgeting; Organizing community cultural events and sports tournaments; Providing online computer games

Providing temporary use of non-downloadable software for accessing, viewing, searching, analyzing, managing, reporting, processing, and tracking finances, financial accounts, allowance, budget, financial rewards, financial gifts, charitable donations, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, and investments; Providing temporary use of non-downloadable software for investing money directly into financial portfolios; Providing temporary use of non-downloadable software to allow for transferring investments directly into financial portfolios; Software as a service (SAAS) services featuring software for accessing, viewing, searching, analyzing, managing, reporting, processing, and tracking finances, financial accounts, allowance, budget, financial rewards, financial gifts, charitable donations, checking accounts, savings accounts, credit cards, debit cards, prepaid cards, and investments; Providing temporary use of non-downloadable software for accessing, viewing, searching, analyzing, managing, reporting, processing, and tracking financial transactions, checking account transactions, savings account transactions, credit card transactions, debit card transactions, prepaid card transactions, financial rewards, financial gifts, charitable donations, allowance, and investments; Platform as a service (PAAS) services featuring software for accessing, viewing, searching, analyzing, managing, reporting, processing, and tracking financial transactions, checking account transactions, savings account transactions, credit card transactions, debit card transactions, prepaid card transactions, financial rewards, financial gifts, charitable donations, allowance, and investments, and for preparing reports on the foregoing; Software as a service (SAAS) services featuring software for automated processing, saving, and investing of money; Software as a service (SAAS) services featuring software for accessing, viewing, searching, organizing, managing, storing, and receiving notifications regarding incentives, gifts, and rewards; Software as a service (SAAS) services featuring software for accruing and managing rewards and gifts; Software as a service (SAAS) services featuring software for processing payments and credit and debit transactions; Providing on-line, non-downloadable software for financial management, managing banking, investing, and saving accounts, budgeting, and managing an allowance; Software as a service (SAAS) services featuring software for financial management, managing banking, investing, and saving accounts, budgeting, and managing an allowance; Software as a service (SAAS) services featuring software for gifting and rewards; Platform as a service (PAAS) featuring computer software platforms for financial management, managing banking, investing, and saving accounts, budgeting, and managing an allowance; Platform as a service (PAAS) featuring computer software platforms for gifting and rewards; Providing temporary use of non-downloadable game software via a website; Providing temporary use of non-downloadable software for games, quizzes, videos, and information in the field of finance, money, investing, saving, financial planning, budgeting, allowance, rewarding, gifting, and donating; Providing on-line, non-downloadable software for education in the fields of finance, financial planning, budgeting, and saving; Providing temporary use of non-downloadable software for securely storing data and retrieving and transmitting confidential customer information used by individuals, banking and financial institutions; Providing temporary use of non-downloadable software to enable smart cards to interact with terminals and readers; Providing temporary use of non-downloadable software for transmitting, displaying, and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries