UNEXPECTEDLY TRUE STORIES

Consumer, commercial and mortgage banking services; saving accounts services; money market account services; banking services featuring the provision of certificates of deposit; financing services; automated teller machine services; electronic cash transactions; providing bank account information by telephone, electronically and via the Internet; checking account services; check cashing; travelers' check issuance; money order services; safe deposit box services; check processing; check verification; issuing of debit cards; electronic debit card transaction processing; electronic payment services involving electronic processing and subsequent transmission of bill payment data; currency exchange and advice; financial and estate planning; trust and estate services, namely, estate trust management, estate trust planning, financial trust planning and administration, estate planning for funded and unfunded estates, fiduciary representative services, administering charitable trusts, revocable, irrevocable, and special needs trusts, and executor and trustee services; administration of employee benefit and pension plans; financial analysis and consultation; correspondent banking services, namely, cash letter processing, treasury management, wire transfer services, custody services, credit services, international services, investment services, insurance, and vault services for other banks; financial clearinghouse services; financial forecasting; financial guaranty and surety services; guaranty cash management; cash replacement rendered by credit card; issuing of credit cards; credit card transaction processing services; credit card verification; credit inquiry and consultation; evaluation of credit bureau data; factoring agency services; fiduciary representatives; real estate appraisal and investment services; real estate trustee services; tax payment processing services; insurance agencies and brokerages in the fields of home, life, accident, automobile, medical, property and casualty long-term care; insurance consultation; insurance administration in the fields of home, life and accident insurance; electronic processing of insurance claims and payment data; claims adjustment services in the field of insurance; investment brokerage; stock brokerage; commodity brokerage; financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; investment banking services; fund investment consultation; maintaining escrow accounts for investments and mortgages; capital investment consultation; commodity investment advice; commodity quotations; securities exchange price quotations; stock and commodity trading for others; automated securities brokerage; mutual fund brokerage; mutual fund investment and distribution; financial portfolio management; financial research; fiscal assessment and evaluation; bonds and financial securities brokerage