Downloadable computer software for the purpose of recharging mobile telephone accounts and for the use of an electronic mobile telephone top-up system for replenishing or transferring credit for prepaid or pay-as-you-go wireless services; downloadable computer application software for mobile phones for recharging and replenishing mobile phone credit; downloadable computer software allowing bill payments; downloadable computer software allowing for on-line bill payments; downloadable computer software allowing for on-line bill payment services; downloadable computer software for paying bills; downloadable computer software for use in transferring money; downloadable computer application software for mobile phones allowing for bill payments, money transfers and electronic money transfers; none of the foregoing in the fields of investment, financial management, banking, stock brokerage, loan financing, mortgage lending or mortgage brokerage.

Recharging services in connection with mobile telephones and provision of an electronic mobile telephone top-up system for replenishing phone credit, namely, prepaid services in the nature of making advance payments for adding airtime to prepaid or pay-as-you-go wireless services; issuance of pre-paid gift cards; gift voucher and gift card recharging services; gift voucher and gift card services, namely, prepaid services in the nature of making advance payments for adding credit to prepaid gift vouchers and gift cards; prepaid mobile telephone services in the nature of making advance payments for adding airtime to prepaid or pay-as-you-go wireless services; international mobile phone credit transfer services, namely, prepaid services in the nature of making advance payments for adding airtime to prepaid or pay-as-you-go wireless services; bill payment services; on-line bill payment services; money transfer services; electronic money transfer services; national money transfer services; money transfer services utilizing electronic cards; prepaid purchase card services, namely, processing electronic payments made through prepaid cards; none of the foregoing in the fields of investment, financial management, banking, stock brokerage, loan financing, mortgage lending or mortgage brokerage