Downloadable software for management of personal finance, financial management, financial planning, providing financial information, budgeting, and credit and debt management; downloadable software for managing, storing, transferring and viewing money and funds; downloadable software for managing and viewing bank accounts and money pockets pockets being compartments within a bank account; downloadable software for managing and viewing earned wage and early pay access data and information, and for facilitating personal finance through earned wage and early pay access tools; downloadable software for conducting financial transactions and transfer of funds and for making payments; downloadable computer software for use as a digital wallet; downloadable software for accessing banking services, and credit and loan services; downloadable software for accruing, managing, and redeeming merchant rewards and discounts, and promotion, management, and access to customer incentive, reward and discount programs; magnetically encoded credit cards and debit cards; virtual credit cards and debit cards, namely, downloadable software for enabling payment via virtual cards; Downloadable software for making advance payments for prepaid and pay as you go cards; encoded prepaid cards and credit cards for use in financial transactions; virtual prepaid cards and credit cards, namely, downloadable software for enabling payment via virtual cards; downloadable software for enabling access to investment services, managing and providing brokerage services and trading of investments, and providing information regarding investments

Providing incentive award programs for customers through issuance and processing of loyalty points and rewards, provision of discounts and rebates, and cash back for the purchase of a company's goods or services; Providing consumer information services and making referrals in the field of finance for financial products and services

Banking services; Financial management, planning, information and advisory services; Financial services, namely, providing information in the field of personal finance and budgeting; financial services, namely, electronic transfer and bill payment services; financial services, namely, providing access to cash back rewards, namely, providing cash rebates for use as part of a customer loyalty program; financial services, namely, credit and loans services; financial services, namely, providing information in the field of credit, debt, and loan services; financial services, namely, providing earned wage and early pay access services via a website; Prepaid services in the nature of making advance payments to add value to prepaid or pay-as-you-go cards for the purchase of phone minutes; Investment of funds; Financial services, namely, securities trading and investment services for others via the internet; Investment advisory and information services

Software as a service (SAAS) services featuring software for management of personal finance, financial management, financial planning, providing financial information, budgeting, and credit and debt management; Software as a service (SAAS) services featuring software for managing, storing, transferring, and viewing money and funds; Software as a service (SAAS) services featuring software for managing and viewing bank accounts and money pockets being compartments within a bank account; Software as a service (SAAS) services featuring software for managing and viewing earned wage and early pay access data and information, and for facilitating personal finance through earned wage and early pay access tools; Software as a service (SAAS) services featuring software for conducting financial transactions, for transfer of funds and for making payments; Software as a service (SAAS) services featuring computer software for use as a digital wallet; Software as a service (SAAS) services featuring software for accessing banking services, and credit and loan services; Software as a service (SAAS) services featuring software for accruing, managing, and redeeming merchant rewards and discounts, and promotion, management, and access to customer incentive, reward and discount programs; Software as a service (SAAS) services featuring software for making advance payments for prepaid and pay as you go cards; Software as a service (SAAS) services featuring software for enabling access to investment services, managing and providing brokerage and trading of investments services, and providing information regarding investments