D

Human resource management services, namely, strategic cost planning for benefit plans, human resource outsourcing and office support staff services, employee recruitment and staffing selection, cost management for employee compensation and rewards, and employee performance management services; business consultation services; business consultation services, namely, providing business advice for use in creating or updating employee handbooks and providing information regarding company policies, procedures and the administration of benefits programs to employees; business consultation services, namely, the evaluation of human resources to fulfill business needs through, on-site visits, interviews, surveys, on-site observation, document analysis to be used in strategic planning, hiring and orientation, job descriptions, employee training and development, compensation and benefits, performance management process, employee relations, termination process and exit interviews, and regulatory compliance; business consultation services in the field of harassment prevention training; business consultation services, namely, developing organizational profiles, candidate sourcing, developing recruitment incentive programs, job description development, resume review and processing, candidate screening, interviewing process review, and related recruiting and employment selection services; business consultation services, in the field of affirmative action programs to increase workforce diversity; Business consulting services in the fields of business continuity, preparedness, disaster recovery, risk management, and crisis management services; Customized business risk management consultation services, namely, assessment risk evaluation for hazard surveys, loss analysis, OSHA and state compliance audits, property and liability assessment, ergonomic risk evaluation, and safety program evaluations; Providing a website featuring information in the field of business risk management, regulatory compliance auditing, human resources management, and affirmative action plans

Development of insurance policies for others; Insurance agencies; Insurance brokerage services; Insurance consultancy; Insurance information; Providing information in insurance matters; Insurance services, namely, writing property and casualty insurance; Insurance consulting services; insurance brokerage; insurance agency and brokerage services in the field of general liability insurance, property insurance, equipment breakdown insurance, workers' compensation, commercial automobile insurance, executive liability insurance, errors and omissions insurance, international liability insurances, kidnap and ransom insurance; insurance agencies which provide an employee benefits buying pool for others; providing medical insurance plans underwriting; insurance agency and brokerage services in the field of health insurance, dental and vision insurance, life insurance, voluntary benefits, retirement and profit sharing programs; Insurance consulting in the field of disability, income replacement, life, health, and liability insurance; insurance claims management, namely, insurance claims administration, claims processing, and consultation services; insurance risk/loss prevention services, namely, insurance risk management services and insurance loss control management services; Insurance services in the nature of loss control management for others; consulting in the field of processing and administration of insurance claims; providing insurance policy reviews for individuals, businesses and other entities for considering coverage options; Insurance brokerage in the field of employee health benefit plans, health insurance, casualty insurance, and life insurance; consultation in the field of insurance brokerage; Insurance consulting in the field of employee health benefit plans, health insurance, casualty insurance, and life insurance; providing insurance consultation services in the field risk management, loss control, claims management, policy reviews, and regulatory compliance audits; providing insurance consultation services in the field of employee benefits; Providing a website featuring a portal for accessing insurance policy information; Consulting in the field of employee dental and vision insurance programs; Providing a website featuring information in the field of general liability insurance, property insurance, equipment breakdown insurance, workers' compensation, commercial automobile insurance, executive liability insurance, errors and omissions insurance, international liability insurance, kidnap and ransom insurance, loss control management for others, insurance claims management, insurance policy reviews, and employee hiring and healthcare benefits