MAKING LIFE POSSIBLE

downloadable software to process electronic payments and transfer funds from third parties; downloadable authentication software to control access to computers and computer networks and communicate with them; magnetic coded cards for use in financial transactions, namely, credit cards and payment cards with magnetic coding, financial service cards, magnetically encoded debit cards, magnetically encoded stored value cards, electronically encoded debit cards and electronically encoded stored value cards

business consultancy services relating to online payments; business information management; business management; administrative processing services relating to the registration of credit cards; business advisory services to determine pay and graduation structures through job evaluation; provision of commercial information, also via the internet, the cable network or other forms of data transfer; business management, namely promoting the products and services of third parties by providing hypertext links to third party websites; sales promotion for third parties, namely, promoting third-party products and services by providing a website with links to third-party online retail websites

financial services, namely electronic funds transfer; clearing and reconciling financial transactions via a global computer network; provision of a wide range of financial and payment services, namely credit card payment processing services, credit card issuance and providing personal credit lines, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all through a worldwide communications network; transaction processing services of credit cards and debit cards; fraud reimbursement services in the field of credit card purchases, namely, reimbursement of funds for contested items in the field of electronic payment transactions; insurance brokerage services, namely, insurance services for the protection of the purchase of products and services purchased by third parties through a global computer network and wireless networks; credit card transaction processing services; credit agency services, namely variable credit account services; bill payment services; processing of electronic wallet payments, namely, mobile electronic payment services for third parties; credit card payment processing services and credit card authorization services; electronic foreign currency exchange payment processing; payment processing services, namely processing of electronic wallet payments of a customer and transferring said payments to third party bank accounts; checking account services, namely, provision of online accounts through which customers can make payments or make payments or withdrawals from said accounts, or can even manage and track their payment balances

providing temporary use of online non-downloadable software for the processing of electronic payments; providing temporary use of online non-downloadable authentication software to control access to computers and computer networks