EARNA

Magnetically encoded charge cards; magnetically encoded credit cards; downloadable computer application software for mobile phones, namely, software for use in accessing and managing financial investments and financial transactions

Administration of a consumer loyalty program services for a credit card program which provides discounts, incentives and points for the purchase of a company's selected goods and services; providing a customer incentive program by setting goals, monitoring progress and providing rewards, namely, providing incentive award programs through the issuance and processing of loyalty coupons and points for customers for purchase of a company's goods and services, and providing incentive award programs for customers through issuance and processing of loyalty points for on-line purchase of a company's goods and services; promoting the sale of goods and services by awarding purchases points for credit card use; operation of customer incentive, award, and loyalty programs, namely, providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services

Financial advisory services in the field of credit and debt management, and financing of loans; charge card and credit card payment processing services; charge card and credit card services, namely, credit card factoring services; credit and cash card services, namely, credit card processing services and cash replacement rendered by credit card; credit and loan services; credit scoring services; credit services, namely, credit, debit and payment card processing services; paperless electronic banking services; electronic banking via a global computer network; electronic Internet banking via a global computer network; financial credit scoring services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; installment loans; instalment loans; Internet banking services; issuing of credit cards; loan financing services; online banking services accessible by means of downloadable mobile applications; savings and loan services; issuance of customer loyalty points; loyalty point payment processing services; providing cash and other rebates and discounts for credit card use as part of a customer loyalty program