EXPERIAN SMART MONEY

Downloadable computer software for identification, tracking, management and negotiation of bills and subscriptions and for financial management, digital checking, credit monitoring, credit scores reporting and identity theft protection; downloadable computer software for assessing consumer credit, consumer credit reporting, assessing and comparing credit cards and financial loans for consumers; downloadable computer application software for mobile phones, namely, software for assessing consumer credit, consumer credit reporting, assessing and comparing credit cards and financial loans for consumers

Monitoring consumer credit scores and providing an alert as to any changes therein for business purposes; negotiation of business contracts for others, namely, bill negotiation services for consumers and businesses

Personal financial advisory services, namely, consumer credit, consumer credit scores and consumer credit card review and financial impact assessment; financial consultation, namely, analysis of consumer bills, credit cards and bank accounts to review recurring spending and bills; financial transaction services namely, the identification, tracking and management of subscriptions and bills; debt negotiation services for consumers and businesses; providing financial information in the field of personal finance and credit; financial advisory services, namely, providing digital checking and debit account review services; financial information provided by electronic means; providing financial assessment services to consumers and employees, namely, providing on-line financial score factor assessments; credit consultation; fraud reimbursement services in the field of credit, debit and ATM cards purchases against liability for unauthorized charges; fraud reimbursement services in the field of credit and debit card purchases and ATM uses; consumer credit consultation services, namely, collecting traditional and non-traditional consumer credit, credit scores and consumer loan accounts data, evaluation and comparison of available consumer loans and consumer credit cards; credit reporting services; consumer financial loan consultation; providing financial consultation on consumer credit, consumer credit scores and consumer credit cards; consumer credit reporting services; direct to consumer financial information provided by electronic means

Providing temporary use of non-downloadable software in the field of personal finance for the identification, tracking, management and negotiation of bills and subscriptions and for financial management, digital checking, credit monitoring, credit scores reporting and identity theft protection; electronic monitoring of personally identifying information to detect identity theft via the internet; providing an online database in the field of computer security information concerning data theft and identity theft; providing computer security information concerning electronically monitoring consumer credit report and credit score information to facilitate the detection identity theft and fraud via the internet; computer security consultation concerning computer security services for protecting against data theft and identity theft; computer security services for protecting data and information from unauthorized access; computer security threat analysis for protecting data; computer security consultancy; monitoring consumer credit scores and providing an alert as to any changes therein for fraud detection and prevention; electronic monitoring of personally identifying information to detect identity theft via the internet, namely, providing results from Internet scans and change of address to facilitate the detection and prevention of identity theft and fraud perpetrated via the Internet; computer security consultation in the field of data theft and identity theft; computer security services for protecting data and information from unauthorized access, namely, financial identity monitoring service for the detection and prevention of identity theft and fraud and to identify changes in credit reports, results of Internet scan alerts from dark web searches, and national changes of address; computer security services for protecting data and information from unauthorized access, namely, consumer credit fraud and identity theft and access protection services in the nature of blocking or restricting access by others to credit files through credit bureaus

Providing information related to consumer credit report monitoring to facilitate the detection and prevention of identity theft and fraud perpetrated via the Internet; legal consultation in the field of data theft and identity theft; providing information related to consumer credit report monitoring to facilitate the detection and prevention of identity theft and fraud perpetrated via the Internet; monitoring consumer credit reports and scores and providing an alert as to any changes therein for the detection and prevention of identity theft and fraud; electronic monitoring of credit report and credit score information to facilitate the detection and prevention of identity theft and fraud