Computer services, namely, hosting an interactive website that allows members secured-access to view their personal credit report and score information, model score changes, review notifications regarding changes in credit information or potential identity theft including electronic monitoring of personally identifying information to detect identity theft via the internet; Providing identity and credit related services to consumers, namely, electronic monitoring of credit reports and credit scores, and providing alerts when suspicious, unusual or other changes occur to the consumer's credit, credit score, or identity data for the purpose of protecting against identity theft and fraud