Downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards

Administration of discount programs for enabling corporate participants to obtain discounts on goods and services for the benefit of the corporation through use of corporate physical and virtual credit, debit, charge and payment cards; Tracking, comparing and monitoring corporate and employee expenses for others for cost accounting purposes; Promoting the membership of physical and virtual credit, debit, charge and payment card accounts through the administration of incentive award programs; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Promoting the goods and services of others by awarding purchase points for physical and virtual credit, debit, charge and payment card use; accounting services; consulting and information concerning accounting; accountant referrals; providing on-line trade directory services; On-line business directory listings featuring accounting firms, accountants, businesses providing financial and business consulting services, businesses providing outsourced business leadership, personnel and human resources administration, businesses providing data services, businesses providing brand and marketing services, businesses providing product development services, businesses providing software development services; general business networking referral services, namely, promoting the goods and services of others by passing business leads and referrals among group members

Issuance of credit, debit, charge and payment cards; issuance of virtual credit, debit, charge and payment cards, virtual currency, and electronic stored value accounts; credit, debit, charge and payment card payment and transaction processing services; virtual credit, debit, charge and payment card transaction processing; Financing loans for business payments through use of corporate credit, debit, charge and payment cards; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; corporate cash management services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic processing of wireless wallets, mobile wallets and virtual credit, debit, charge and payment card transactions

Provision of an on-line expense management tool for others in the nature of providing temporary use of online non-downloadable software for transaction approval and expense management; Computer services, namely, hosting and maintaining online website for others to provide feedback and information with respect to physical and virtual credit, debit, charge and payment card membership; Providing temporary use of a web-based software application for controlling, monitoring and validating credit, debit, charge and payment card transactions and virtual payment transmissions; online non-downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; online non-downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards