CYGMA

Downloadable computer software for processing credit card, debit card, and financial payment transactions; Downloadable computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface for use in creating financial system workflows; Downloadable software for facilitating credit card, debit card, and financial payment transactions, namely, downloadable software for financial business transactions via a global computer network or cellular telephone data network; Downloadable software for facilitating, processing, and managing financial transactions, namely, providing and processing multiple types of commercial payment and debt transactions via a global computer network or cellular telephone data network; Data processing equipment for conducting financial transactions, namely, mobile phones, smart phones, pc tablets, and electronic tablets; Downloadable software in the nature of a mobile application providing access to business account information; Downloadable software in the nature of a mobile application for processing, reviewing and administering credit card transactions over computer networks, intranets and the internet; Downloadable software in the nature of a mobile application providing tools for calculating and comparing credit card and debit card transaction processing rates; Downloadable software for processing financial transactions, analyzing merchant transactions, and for evaluating and managing information on business performance and customers; Data processing equipment, namely, card readers for magnetically-encoded gift cards, credit cards, and debit cards; Downloadable computer application software for mobile phones, smart phones, pc tablets, and electronic tablets for processing financial transactions, analyzing merchant transactions, and for evaluating and managing information on business performance and customers

Cardholder account dispute processing services; e-commerce services, namely, providing information via the internet in the field of data processing equipment, namely, credit card, debit card and financial payment processing equipment and software; data processing services, namely, data list management via the management of encrypted customer data and data entry services; operation of telephone call centers for others; advertising via direct mail and e-mail; correspondence processing and mailing services performed for others, namely, account statement creation, mail handling and mail sorting; customer relationship management, namely, customer care services; telemarketing; assistance and consultancy services in the field of business operations, business issues in finance, marketing, and business strategy; assistance and consultancy services in the field of customer loyalty programs; e-commerce services, namely, providing information via the internet in the field of data processing equipment, financial payment products, and risk monitoring; management of customer appreciation programs for others; order fulfillment services; data management services for use in debt collection, namely, online claims management; business management services, namely, providing customer services for customers of other companies that issue credit cards, debit cards, bank cards, smart cards, healthcare cards and other financial cards; online and retail store services featuring data processing equipment, namely, credit card, debit card and financial payment processing equipment and software

Financial processing services, namely, credit card and debit card transaction processing services; Providing financial information regarding credit card and debit card transaction processing rates; Financial transaction services, namely, providing and processing multiple types of commercial payment and debt transactions; Clearing and reconciling financial transactions via global computer and communications networks; Financial payment processing services; On-line electronic commerce payment services, namely, financial payment processing of credit card, debit card, bank card, smart card, and healthcare card and related financial data services, namely, financial portfolio management services; Financial data, credit card, debit card, bank card, smart card, healthcare card, prepaid and gift card transaction processing services; Financial payments administration and processing services; Stored-value debit card administration and processing services; Computerized credit-evaluation services; Providing credit card accounting reports for financial analysis via temporary access to a computer database; Providing financial information in the nature of credit card account or merchant account data for analysis by financial institutions via on line computer system; Debt recovery and collection agency services; Financial analysis and consulting services; Credit risk management; Financial risk management; Financial consulting services in the field of customer loyalty programs, namely, consulting in the field of providing financial incentives as part of a customer loyalty program; Financial data management services for use in debt collection, namely, financial data collection

Providing on-line non-downloadable software and applications for processing, reviewing, and administering credit card transactions over networks, intranets and the internet; rental of data processing equipment, namely, credit card, debit card, and financial payment processing equipment and software; Application Service Provider (ASP) featuring software for use in processing financial transactions, analyzing merchant transactions, and for evaluating and managing information on business performance and customers; computer software development; data warehousing, data mining, and data encryption services; computer consultation in the nature of computer software, security, programming and technology consultancy; Application Service Provider (ASP) featuring software for awarding and tracking of loyalty program points, and tracking and fulfillment of award selection for use in the field of customer loyalty program management; Application Service Provider (ASP) featuring software for use in database management in the fields of financial payment processing and customer loyalty program management; Application Service Provider (ASP), namely, hosting computer software applications of others; Application Service Provider (ASP), namely, providing internet-based access to credit and debit card transaction data for use in authorizing and capture by providing software for financial workflow management and data retrieval; Providing on-line non-downloadable software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface for use in creating financial system workflows