Credit card payment processing services; Credit card transaction processing services; Credit card verification; Currency exchange services; Currency transfer services; Electronic funds transfer; Financial risk management; Financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; Financial information and evaluations; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial transaction services, namely, providing secure commercial transactions and payment options; Merchant services, namely, payment transaction processing services; Payment and funds verification services; Online, real-time tax payment processing, tax payment financial management, and tax payment financial analysis services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing an on-line computer database in the field of stock/securities market information