INTERNET OF PAYMENT THINGS

Financial services, namely, banking, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value; financial services, namely, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation and cash management services; financial analysis services featuring consolidated funds settlement, financial data repository and client profile information services and related switching, gateway, settlement, reconciliation, and funds movement services in the field of payment cards; electronic payment processing services, payment transaction authentication and verification services; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions over public computer networks to facilitate electronic commerce and electronic funds transfer; providing financial information, namely, credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; financial analysis and consultation services; financial affairs and monetary affairs, namely, financial information, management and analysis services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transaction by card holders via automatic teller machines; providing account balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance underwriting services; verification of financial information; electronic funds transfer and currency exchange services; remote payment services, stored value electronic purse services; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit card and credit card services by means of radio frequency identification devices such as transponders; provision of debit card and credit card services by means of communication and telecommunication devices; issuing and redemption services relating to travelers cheques and travel vouchers; processing of credit card and debit card transactions by telephone and telecommunication link; the provision of financial services, namely, using electronically digitized information to process credit card and debit card purchasing transactions for the support of retail services provided on-line, via computer networks or by other electronic means; value exchange services, namely, the secure exchange of value, namely, electronic cash, over computer networks accessible by means of smartcards; bill payment services provided via internet websites; on-line banking services; provision of financial services, namely, processing financial transactions by means of a global computer network; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, processing of financial transactions rendered via a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; financial consulting services in the field(s) of payment solutions, banking, credit cards, debit cards, payment cards and automatic teller machine services