BANKING THE ECOSYSTEM

Insurance services, namely, writing property and casualty insurance, underwriting, issuing and administration of health insurance, real estate underwriting services, insurance carrier services, insurance administration, insurance information and consultancy and issuance of life insurance; financial services in the field of money lending; financial services, namely, providing on-line stored value accounts in an electronic environment; financial services, namely, investment fund transfer and transaction services; financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; financial services, namely, savings programs for youths; financial services, namely, the purchase of residential mortgages on behalf of others and issuance of mortgaged-backed securities; real estate affairs, namely, real estate management, real estate advice, consulting, valuation, brokerage and financing; internet banking, namely, electronic banking via a global computer network; banking services provided for paying bills by telephone; banking services; commodity trading for others; planning services relating to life assurance; insurance brokerage services; actuarial services; valuations and financial appraisals of moveable property and real estate; property acquisition and managements services, namely, real estate acquisition and rental property management services; real estate services, namely, rental and leasing of properties; administration of financial affairs, namely, administration of savings accounts, mutual fund investments, hedge fund investments, retirement plans and credit card accounts; trustee services; charitable fund raising services; financial administration of mutual funds; mutual funds services, namely, mutual fund brokerage, mutual fund investment and mutual fund distribution; cash management services; factoring agency services; invoice discounting services; cash dispensing services; loan financing services; mortgage lending services; mortgage brokerage services; provision of security for loans, namely, guaranteeing loans; bail bonding services; credit and loan counselling, scoring and reporting services; lease purchase financing, hire purchase financing; credit card, charge card, cash card, cheque guarantee card, payment card and debit card services; card and cash replacement services rendered by credit card; rental, hire and leasing of equipment for processing financial cards and data relating thereto; processing of data relating to card transactions and other payment transaction; financing services, money exchange and money transfer services; currency transfer services; bureau de change services, namely, foreign currency exchange services; foreign exchange services, namely, foreign exchange transactions, providing for the exchange of foreign currency and foreign exchange information services; merchant banking and investment banking services; securities deposit services; investment risk assessment services; savings account services; savings bank services; investment management services in the fields of municipal bonds, securities, retirement, private and public equity; brokerage of bonds, securities, commodities and futures; market making services in the currency exchange and securities fields; securities valuation services; share underwriting services; securities lending services; dividend collection services; payment collection services; electronic payment services, namely, electronic processing and transmission of bill payment data; underwriting services, namely, insurance underwriting services for all types of insurance; real estate investment trust services; securities arbitrage services; securities trade execution services; personal equity plan services, namely, consultation and advising in the field of personal equity; tax services, namely, real estate tax appraisals, tax payment processing services; financial planning and investment advisory services; investment and financial management services; financial research services; pension fund broking, management and advisory services; provision of financial information; electronic stock transfer services; financial and investment safe-keeping in the nature of financial trust operations and custodial services; administration and valuation of investments; agency services, namely, providing services as collateral agent in connection with corporate, institutional trust, investment, and financial transactions, to others; securities custody services; custodial banking services; trade finance services; financial sponsorship of education, training, entertainment, sporting, or cultural activities; financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; providing trading and investment services for a virtual currency; information, consultancy and advisory services relating to all the foregoing