OPTUM

Insurance claims administration; insurance claims processing; [administration of pre-paid health care plans in the fields of chiropractic, physical medicine, and complementary and alternative medicines;] insurance services, namely, underwriting insurance and reinsurance for pre-paid health care and health, life, dental, vision, and disability insurance; insurance underwriting in the field of excess risk, medical, life, and disability insurance, and insurance administration in the field of managed care services; processing and administering of employee managed care optical benefit plans; insurance and financial services, namely, verifying insurance eligibility, processing and facilitating insurance copayment transactions, administering deposit and medical spending accounts, administration of health care plans, health transaction clearinghouse services, management of revenue and expense transactions for providers of health and medical products and services; on-line services for health care practitioners, namely, providing transaction services to health care practitioners via an on-line computer network, namely, insurance eligibility and verification, referral authorizations; insurance brokerage; administration, financial management and maintenance of health savings accounts, medical savings accounts, health reimbursement arrangements and flexible spending accounts; offering consumer-driven health care plans, namely, underwriting, administration, financing, and maintenance of consumer-driven health care plans and defined contribution health care plans; employee assistance services, namely, providing online, telephonic and in-person consultation and information regarding daily living problems in the fields of retirement, life-event financial planning, and credit card and other debt; health savings account services, namely, providing banking services and savings account administration for consumer-driven health care plans and defined contribution health care plans; medical insurance services, namely, providing a qualified medical insurance plan with a tax advantaged medical savings account; Business banking services; credit and debit card transaction processing services; investment consultation, brokerage and management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; checking and savings account services; [foreign exchange information services and providing for the exchange of foreign currency; online banking services;] online business banking services; bill payment services; electronic processing and transmission of bill payment data; providing information regarding banking, credit, money management, investing, investments and financial matters; financial services, namely, mortgage loan services; trustee services; Administration of prescription drug benefit programs; administration of pharmacy benefit programs; prescription drug and pharmacy benefit claims processing services; pharmacy benefit management services; organizing and administering preferred provider plans for a network of providers; providing on-line information in the field of pharmacy benefits; Facilitating health related transactions via computer and communications networks, namely, electronic processing of health insurance claims and payment data; Electronic bill payment services in the health care and insurance industries; Claim recovery services for medical insurance payors; Insurance consultation services for the healthcare industry; Administration of health care service plans; insurance services, namely, claims administration of health care service plans; insurance underwriting and administration in the field of health care; administration of health care service plans and health care benefit plans for medical care services provided to elderly and chronically ill populations