HIPAY

Recorded computer software programs for online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; multimedia software recorded on CD-ROM featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; downloadable financial management software, namely, software for managing and verifying financial transactions; downloadable computer search engine software; downloadable software for searching database; downloadable software for data processing; downloadable software for searching data in the field of electronic payments and financial transactions; downloadable software for storing and retrieving databases; downloadable computer software for managing electronic payment transactions; downloadable computer software for managing e-commerce and electronic payment transactions; downloadable computer software for processing online payments and electronic transfer of money; downloadable software for providing payment and funding breakdown for market places; downloadable software for authentication or identification of individuals; downloadable software for assessing transaction risks; downloadable software for preventing payment fraud and providing computer security in the nature of computer virus scanning; downloadable software for operating payment terminals; electronic payment instruments and apparatus, namely, electronic payment terminals, payment gateways and authentication devices; magnetic recording media, namely, magnetically encoded, pre-recorded electronic media devices featuring online payment processing, fraud prevention, payment data analysis and conversion rate optimization; sound recording disks, namely, blank sound record disks; magnetic identifying cards; compact disks featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; optical compact disks featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; magnetic and optical data media, namely, blank magnetic disks and blank optical disks; equipment for data processing, namely, data processing equipment and computers; data processing equipment; apparatus for electronic payment processing, namely, multifunctional electronic payment terminals; recorded operating system programs for computers; downloadable electronic data files featuring online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; electronic payment terminals; payment cards, namely, electronic and magnetic ID cards for use in connection with payment services; downloadable databases in the field of online payment processing, fraud prevention, payment data analysis, and conversion rate optimization; downloadable website development software; downloadable software for managing web content; servers for web hosting, namely, servers for hosting web sites

Insurance services, namely, fraud risk assessment, transaction security insurance and financial liability risk management; reimbursement payment processing in the field of insurance claims; insurance carrier services, namely, insuring electronic payments; banking services; online banking services; electronic banking services via the global computer network; electronic payment services involving electronic processing and subsequent transmission of bill payment data ; banking affairs in the nature of banking services; financial affairs; and monetary affairs, namely, financial information, management and analysis services; online bill payment services; bill payment services for e-commerce; electronic wallet services, namely, processing of electronic wallet payments; credit services namely, credit union services, credit rating services, credit risk assessment, credit scoring, credit reporting services and transaction credit authorization; electronic fund transfer services; electronic funds transfer, namely, services enabling cash transfer to a payment account and financial management of a payment account; banking services, namely, services enabling cash withdrawal from a payment account and management of a payment account; direct debit services, namely, debit card transaction processing services; fund transmission services, namely, electronic funds transfer; payment instruction services, namely, providing financial payment information; account information services, namely, providing financial account information; financial and monetary operations, namely, financial trust operations; financial payment transactions services, namely, providing secure commercial transaction and payment options undertaken with a payment card or similar device; financial transaction services, namely, providing secure processing of commercial transactions and payment options associated with a payment account; performing payment transactions associated with a credit line, namely, credit card transaction processing services; acquiring payment transactions; financial management; financial management, namely, management of financial transfers and assets via an electronic platform; financial management, namely, management of financial assets; banking services, namely, bank account management; financial management of payments; financial transactions services, namely, providing secure commercial transactions and payment options carried out by electronic means; electronic payment processing, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; electronic payment processing, namely, providing processing of payments made with credit and debit cards; providing electronic processing of electronic payments via the Internet; processing of transfer orders, namely, providing electronic processing of electronic funds transfer; issuing payment instruments, namely, issuing credit cards, issuing of debit cards issuing virtual payment cards, issuing digital wallets, issuing prepaid payment cards; financial consultation; financial information; analysis of financial data; financial data analysis, namely, analysis of payment data; financial consultancy and analysis services

Security ensuring and anti-fraud services, namely, data encryption services with respect to online transactions and payments; electronic monitoring of credit card transactions for the detection of fraud via the Internet; providing temporary use of online non-downloadable software for fraud detection, fraud prevention and fraud analysis; platform as a service (PaaS) featuring computer software platforms for payment processing; platform as a service (PaaS) featuring computer software platforms for providing funding breakdowns for marketplaces; computer programming for others; design and development of software for others; design, installation, maintenance, and updating of computer software; rental of software for online payment processing, fraud detection, payment data analysis, and conversion rate optimization; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software for others, in the monetary, banking and financial fields; computer services, namely, integration of computer software into multiple systems and networks in the monetary, banking and financial fields; rental of software for online payment processing, fraud detection, payment data analysis and transaction management in the monetary, banking and financial fields ; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software packages for others in the monetary, banking and financial fields computer services, namely, integration of computer software packages into multiple systems and networks in the monetary, banking and financial fields; rental of software packages for online payment processing, fraud detection, payment data analysis and transaction management in the monetary, banking and financial fields; design, development, and rental of computer hardware in the monetary, banking and financial fields; design of computer systems in the monetary, banking and financial fields; programming, development, updating, and upgrading of computer software systems for others in the monetary, banking and financial fields; installation, maintenance, and repair of software for computer systems; integration of computer systems and networks in the monetary, banking and financial fields; rental of software for online payment processing, fraud detection, payment data analysis and transaction management for computer systems in the monetary, banking and financial fields; software as a service (SaaS) services featuring software for online payment processing, fraud detection, payment data analysis and transaction management in the monetary, banking and financial fields; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software for others for making payments and managing financial transactions; computer services, namely, integration of computer software for making payments and managing financial transactions into multiple systems and networks; rental of software for making payments and managing financial transactions; design, programming, development, installation, maintenance, updating, upgrading, repair of computer software packages for others for making payments and managing financial transactions; computer services, namely, integration of computer software packages for making payments and managing financial transactions into multiple systems and networks; rental of software packages for making payments and managing financial transactions; design of computer systems for making payments and managing financial transactions; programming, development, updating, and upgrading of computer software systems for others for making payments and managing financial transactions; installation, maintenance, and repair of software for computer systems for making payments and managing financial transactions; integration of computer systems and networks for making payments and managing financial transactions; rental of software for making payments and managing financial transactions for computer systems; computer programming services for electronic data security; electronic storage of files and data; online data storage; development and design of technical data banks being databases; development of databases; hosting of digital content on the Internet, namely, hosting of databases; maintenance of data in computer databases; technical advice and technical research of computer software in the monetary, banking and financial fields; quality control of computer systems and software for others in the monetary, banking and financial fields; scientific and technological services, namely, research, design and development of financial transaction and payment computer software; consultancy in the field of computer software, namely, performing project studies with respect to software in the monetary, banking and financial fields; provision of information, advice and consultancy in the field of computer software design and development in the monetary, banking and financial fields; computer system design and analysis; consultancy services in the field of computer hardware design and development; rental of Web servers; design, creation and hosting of websites on the Internet for others; providing advice in the field of Internet website design