PAY

Downloadable computer software for conducting financial transactions; downloadable computer software for remittance, billing and electronic payment provided on-line; downloadable computer software for providing insurance services; downloadable computer software for internet banking; downloadable computer software for remittance, billing and electronic payment using virtual currency; downloadable credit screening software; downloadable computer software for use as electronic wallets; downloadable computer software for encryption; downloadable computer communications software to allow customers to access bank account information and transact bank business; downloadable computer software for biometric systems for the identification and authentication of persons; downloadable computer software for interpreting fingerprints or palm prints; downloadable privacy protection software; electronic authentication cards, namely, encoded identity cards and biometric identity cards; fingerprint identification systems consisting primarily of fingerprint imagers and fingerprint scanners; downloadable mobile gift certificates; downloadable consumer coupon; downloadable electronic periodicals in the field of music, movies, plays, financing, electronic payment and tourism; computers; automated teller machines (ATM); wireless credit card readers

Money transfer services; electronic payment services, namely, electronic payment processing services with subsequent transmission of bill payment data; providing electronic processing of electronic credit card, debit card and bank account payments for others; placement of funds, namely, securities and derivatives for others; placement of settlement cost, namely, financing and loan services; payment and receipt of money as agents, namely, processing electronic payments for purchases made through pre-paid cards, and financial transactions in the nature of secure commercial payment services provided via wireless telecommunications apparatus and devices; online banking; insurance services, namely, writing property and casualty insurance; financing services; securities trading services; information, advisory, consultancy and research services relating to finance and investments; credit inquiry and consultancy; electronic bill payment services; arranging of loans; banking; virtual money brokerage; real estate affairs, namely, appraisal of real estate; financial transaction services, namely, providing secure commercial transactions and payment options; financial valuations; financial planning and management; financial information and advisory services

Providing electronic transmission of remittance, payment and electronic payment data via a global computer network; providing electronic telecommunications connections for financial institutions and financial market venues with one another on a global scale; providing access to global telecommunications networks relating to the financial services industry; electronic transmission of internet banking and insurance data; providing telecommunication access services to internet banking via the internet and mobile internet; transmission of billing digital files for online content; providing telecommunication access to platforms for conducting financial transactions via the internet and mobile internet; electronic transmission of insurance and financial data; providing access to databases; data transmission and telecommunication services; electronic transmission of data, images and documents; data transmission and data broadcasting by television and video broadcasting; transmission of digital files; electronic transmission of encrypted data; providing user access to information and information services in the nature of data, namely, financial transactions available on the internet and on other computer networks; video, television and wireless broadcasting services and provision of telecommunication access to audio, video, still and moving images, text and data content in the fields of financing, film and music provided in real time via the internet; transmission of electronic data; electronic transmission of data and documents via computer terminals and electronic devices; providing access to list server being databases of digital content for transmission of content; electronic exchange of data stored in databases accessible via telecommunication networks