CHOCO

Financial advisory and consulting services; financial affairs and monetary affairs, namely, financial information, management and analysis services; banking services; debt recovery and factoring agency services; factoring services for invoices; financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; financial transaction services, namely, providing secure commercial transactions and payment options; bill payment services; financial information, advice and consultancy services; financial data analysis; loan brokerage services; credit brokerage services; facilitating and arranging the financing of retail or wholesale purchases in the food sector; loan and credit services; clearing and reconciling financial transactions via a global computer network; financial services, namely providing electronic banking via a global computer network; electronic payment services, namely, providing, electronic processing, verifying, and authenticating payments, credit and debit card transactions, and bill payment transactions with retailers, merchants, and vendors and subsequent transmission of bill payment data; providing financial information by electronic means; providing credit and debit card processing services; On-line business fundraising services; issuance of prepaid gift cards and pre-paid vouchers exchangeable for goods or services; issuance of credit cards; all the foregoing not for insurance administration, insurance agency, insurance brokerage, insurance claims management, insurance claims handling, insurance premium calculation, insurance risk management, insurance underwriting services for all types of insurance.