Apparatus and devices for processing, transmission, transfer, reproduction, recording, storage, input, conversion and manipulation of sounds, images, information and any kind of data in the field of electronic and paperless transactions with or without contact, namely, automated teller machines and radio-frequency identification (RFID) readers; downloadable software for ensuring commercial and financial transactions by electronic means, namely, software for securing remote payment, software for ensuring the security of financial transactions, all of the foregoing for use in the field of electronic and paperless transactions with or without contact; downloadable computer software for ensuring transactions by means of mobile devices such as telephones, smartphones, namely, downloadable software applications including downloadable smartphone and smart phone applications for processing credit card payments for use in remote banking, software for data processing for use in ATM machines; downloadable computer software for processing and security of transactions with or without contact, namely, software for online payment acceptance, management of funds and tracking of shipment to banks, software for obtaining bank statements via card number, account number or through a virtual wallet ID; secure terminals for electronic and paperless transactions with or without contact; electronic payment terminals; telematic electronic payment terminals; scanners and electronic black boxes in the nature of equipment and apparatus for reading, capturing, recording, storing, manipulating, managing and transmitting data on tickets, boarding passes, transport documents, electronic checks and coupons; downloadable computer software for use as electronic wallets; downloadable computer software for use as electronic purses; artificial intelligence apparatus, namely, recorded software for data processing, processing of credit card and bank card payments, and processing of payment card, check, mobile wallets, electronic wallets, electronic purses and electronic, mobile, and online payments for use in the field of electronic and paperless transactions with or without contact; computer systems comprised of downloadable computer applications software for connecting, operating, managing internet connections in implementing the Internet of Things (IoT) in the field of electronic and paperless transactions with or without contact; biometric identification, namely, biometric fingerprint readers, biometric retinal print readers, biometric voice recognition systems with voice, facial, and fingerprint recognition functions in the field of electronic and dematerialized transactions with or without contact; equipment and apparatus for authentication, verification and processing of transactions with or without contact, namely, digital identification systems comprised of downloadable software for biometric recognition analysis of fingerprints, retina prints and voice prints and downloadable software for cryptographic security management of electronic transmissions with facial, voice and fingerprint recognition functions and secure code; downloadable software for authentication or identification of individuals especially in a cryptographic or biometric manner in the field of financial and business transactions; downloadable cryptographic software in the field of electronic and paperless transactions with or without contact

Business management advice with respect to administrative, commercial, management and organizational matters in the field of electronic and dematerialized transactions with or without contact; data management services, namely, analysis of business and financial data including collection, structure, management, and use of data in the field of electronic and dematerialized transactions with or without contact; compiling business data in the nature of input, processing, archiving, transcription and compilation of data; computer file management; services for outsourcing document and data processing for a company, namely, collection and systematization of data in a central file, input and processing of data, information, images and documents, updating of image bases and databases; all these services being in the field of electronic and paperless transactions with or without contact

Payment and electronic financial transactions services, namely, processing of credit card and debit card payment transactions and processing of electronic funds transfer; online sum and charges payment services, namely, paperless electronic banking, electronic banking using computer networks, processing of credit card payment transactions, and processing of electronic funds transfer using online payment to the electronic exchange of funds through remote sales channels including the Internet, mobile, interactive voice server, digital television, call center, digital wallets; financial services, namely, financial management; security transaction services, namely, check payment guarantee services using secure transaction management services of funds and tracking of shipment to banks and services for obtaining bank statements including card number, account number and virtual wallet ID; online computerized banking services; electronic banking services via a global computer network; credit card payment processing and online payment processing services for payments carried out by bank card, payment card, check, mobile wallets, electronic wallets, electronic purses and electronic, mobile and online payment; management of payment transactions, including debit, credit and cancellation, namely, processing of credit card payment transactions and electronic funds transfer; authorization and settlement of transactions, namely, bill payment services and debt settlement services; credit card services, namely, processing of electronic funds transfer and credit card payment processing; electronic wallet services, namely, processing of electronic wallet payments and bill payment provided via an electronic wallet; credit card authentication services, namely, credit card verification and credit card authorization; issuance of electronic coupons; issuance of tokens of value; issuance of electronic checks; consultancy and information relating to the aforesaid services; all the aforesaid services with the exception of cross- border payment services other than Internet payment gateway services for credit cards, debit cards and mobile payments

Telecommunication services, namely, transmission and routing of data, sound, and images by electronic means for electronic and paperless transactions with or without contact; providing telecommunications access to online services in the field of electronic and paperless transactions with or without contact; services for transmission and transfer of data, information and documents for electronic and paperless transactions with or without contact; providing database access for computerized management of data transmission and data processing telecommunication systems in electronic and paperless transactions with or without contact; providing secure access to computer networks, servers and the Internet for electronic and paperless transactions with or without contact, namely, providing private and secure VPN communications services over a computer network; providing temporary access to online downloadable and non-downloadable software in the field of electronic and paperless transactions with or without contact, namely, providing access to a supercomputer for the purpose of running software programs; providing secure online transactions and secure transfer of data by electronic means

Design, development, maintenance and updating of software; software rental; software as a service (SaaS), namely, providing temporary use of on-line non-downloadable software for reading, managing, processing, storing, recording, transferring and tracking information in the field of financial transactions; infrastructure as a service (IaaS) and platform as a service (PaaS) featuring software for reading, managing, processing, storing, recording, transferring and tracking information for electronic and paperless transactions with or without contact; computer programming for ensuring electronic and paperless transactions with or without contact; integration of computer systems for ensuring electronic and paperless transactions with or without contact; data conversion and copying services, namely, data conversion of electronic information; data encryption in the nature of data encoding services; conversion of data or documents from physical to electronic media, not physical conversion; programming services for software for securing financial and commercial transactions; computer project management in the field of electronic data processing (EDP) for electronic and paperless transactions with or without contact; development of hardware for data conversion in electronic and paperless transactions with or without contact; certification of data by means of blockchains, namely, cryptocurrency transactions; certification service for quality control, namely, providing authentication, issuance, validation and revocation of electronic transactions and funds; issuance and management of digital certificates used for authentication, verification or encryption of electronic and paperless transactions with or without contact; computer services, namely, electronic and digital signature transmission, verification and certification services in electronic and paperless transactions with or without contact; electronic or computer authentication services, namely, detection of unauthorized access or data breach and authentication, issuance and validation of electronic transactions and funds including through secure digital code; securing data in electronic and paperless transactions with or without contact, namely, data security threat analysis; monitoring of computer systems for the detection of unauthorized access or data protection breaches; electronic monitoring of credit card transactions for the detection of fraud via the Internet; computer monitoring of personal identification information for the detection of identity theft via the Internet; user authentication services particularly using biometrics hardware and software for e-commerce, digital wallets, e-banking; services for authentication and control of personal, banking and business data transmitted by telecommunications, namely, signature verification, card number validation, account number validation; consultancy and information relating to the aforesaid services; all the aforesaid services in the field of electronic and paperless transactions with or without contact;