Automated teller machines [ATM]; smartphones; playing devices for sound and image carriers; humanoid robots with artificial intelligence for use in scientific research; downloadable virtual reality game software; computer game software downloadable from a global computer network for playing games; downloadable computer programs for video and computer games; downloadable computer software for encryption; downloadable software for processing images, graphics and text; downloadable computer software for controlling and managing access server applications; downloadable computer operating software; downloadable electronic game programs; downloadable computer software for authorising access to databases; downloadable computer software for wireless content delivery; downloadable credit screening software; network servers; downloadable music files; downloadable graphics for mobile phones; encoded identity cards; operating and user instructions for computers and computer software stored on digital storage media, in particular on floppy disks or CD-ROM

Virtual money brokerage; financing services; processing of credit card payments; trustee services; on-line real-time currency trading; bill payment services provided through a website; money wiring services; capital investment services; electronic transfer of money; trading in securities; currency exchange services; providing insurance information; providing financial information via a website; financial management; financial consultancy; rental of real estate; credit counseling services; antique appraisal; jewelry appraisal; charitable fund raising