HIPAY

Data processing equipment for management of sales made online and offline and making payouts on such sales, for management and deployment of multiple credit and debit card readers; Recorded computer software for management and configuring credit and debit card readers, for accepting in-store payments in mobile and web applications for configuring mobile and web applications to accept in-store payments, for configuring mobile and web applications to accept in-store payments; Downloadable payment gateway software for linking e-commerce websites and payment terminals to payment processing networks; Downloadable computer e-commerce and electronic payment software for managing, reporting, and reconciling payment transactions made online; Apparatus for electronic payment processing, namely, point of sale terminals for accepting in-person payments for purchases; downloadable computer software for processing online payments and electronic transfer of money; Downloadable computer software for the authentication and identification of individuals; Downloadable computer software for assessing transaction risks; Downloadable computer software for security of payment transactions and preventing payment fraud; Downloadable electronic data files featuring payment transaction information and accounts operations; Electronic payment instruments, namely, downloadable software for enabling processing of electronic funds transfer and payments made via wire transfer, direct debit, payment card, e-wallet; Multi-functional electronic payment terminals; Payment cards in the nature of electronic and magnetic ID cards for use in connection with payment for services; downloadable computer software for payment terminals, namely, software for managing, reporting, and reconciling payment transactions made offline

Insurance services, namely, financial liability risk assessment; banking services; on-line banking services; financial management; financial consultancy; financial information; Electronic payment services, namely, providing electronic processing of physical and virtual payment cards, issuing of physical and virtual payment cards, and financial management of physical and virtual payment instrument programs; Electronic payment services involving electronic payment processing; Payment management services for third parties, namely, providing secure commercial transactions and payment options; Electronic wallet payment processing services; Electronic processing of payment transactions via the internet; electronic fund transfer services; electronic banking services via the global computer network; payment processing services for e-commerce, namely, providing virtual currency transaction processing services for others; Electronic processing of payments made with credit and debit cards; Insurance of electronic payment instruments in the nature of electronic processing of insurance claims and payment data related to a payment instrument; Insurance protecting against fraud in electronic payments in the nature of fraud reimbursement services in the field of credit card purchases; Money transfer services to a payment account; Money transfer services, namely, cash withdrawal from a payment account; Merchant services, namely, payment transaction processing services associated with a payment account; Direct debit services, namely, accounts payable debiting services; credit card transaction processing services and payment processing services in the field of credit card payments and electronic payments; Financial transaction services, namely, processing of money transfers in the nature of transfer orders; Merchant services, namely, performing payment transaction processing services via a credit line; Issuing payment instruments, namely, issuing credit cards and providing personal and business lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, all conducted via a global communications network; Merchant services, namely, acquiring payment transaction processing services; Fund transmission services, namely, electronic money transfers; Payment orders services, namely, processing payment transactions in accordance with received payment orders; Providing bank account information by global computer network

Computer security and anti-fraud services with respect to electronically transmitted online transactions and payments, namely, electronic monitoring of online payments to detect fraud via the internet