POINTC

Computer software; cards; couponing services; management and reporting services and services related thereto; loyalty services; marketing services; data management services; financial services; financial data services; payment services and services related thereto; payment services, including on-line and telephonic; electronic payment processing of credit card, debit card, bank card, smart card, and healthcare card and related financial data services; financial portfolio management services; financial data, credit card, debit card, bank card, smart card, healthcare card, prepaid and gift card transaction processing services; electronic payments administration and processing services; stored-value debit card administration and processing services; computerized credit-evaluation services; providing credit card accounting reports for financial analysis via temporary access to a computer database; providing financial information in the nature of credit card account or merchant account data for analysis by financial institutions via on line computer system; financial analysis and consulting services; credit risk management; financial risk management; advertising via direct mail and e-mail; business marketing consulting; business consulting; correspondence processing and mailing services performed for others; account statement creation; mail handling and mail sorting; data processing services; data list management via the management of encrypted customer data and data entry services; operation of telephone call centers for others; customer relationship management; customer care services; telemarketing; business consulting services; consulting in the field of business operations, business issues in finance, marketing and business strategy; consulting services in the field of customer loyalty programs; business marketing services in the field of customer loyalty programs; management of customer appreciation programs for others; order fulfillment services; data management services; electronic data collection and online claims management; business risk management; risk monitoring; cardholder account dispute processing services; business management services; providing customer services for customers of other companies that issue credit cards, debit cards, bank cards, smart cards, healthcare cards and other payment card; electronic payment processing cards