financial services, namely, financing services, loan services, [ money, mortgage, ] commercial [ and consumer ] lending services, [ investment funds transfer and transaction services; ] banking and credit transactions, namely, money market fund transaction [ services, credit card transaction ] processing services; [ online banking; ] telephone banking, namely, [ telephone banking services and ] providing bank account information by telephone; [ issuance of credit and debit cards; issuance of travelers' checks; depositing of valuables, namely, leasing of safe deposit boxes; financial consultancy services; ] monetary transactions, namely, cash management, monetary exchange; [ consultancy in the field of securities, namely, securities trading; administration of securities portfolios; safe depositing of securities portfolios, namely, financial services in the nature of an investment security; ] foreign exchange transactions; receipt of money deposits [, including deposits of fixed-interest securities and receipt of funds in time deposit accounts, credit funds and bills, namely, savings account services; ] domestic foreign exchange transactions; [ acceptance of debenture bonds, namely, financial and trading services, namely, management in the field of bonds of others; pledging of securities, precious metals and other articles, namely, accepting and administering monetary charitable contributions; money change, namely, exchanging money; commodity forward transactions on a commission basis, namely, commodity trading for others; ] trading in stocks and bonds, securities, [ monetary credits, mortgage deeds and land charge certificates as well as real servitudes and hereditary tenancy rights, namely, securities trading and financial managing services for others via the Internet; issuing of securities; ] foreign exchange business, namely, foreign exchange transactions; issuing of letters of credit; [ transactions in relation to payment on deferred terms in the financial sector, namely, foreign exchange transactions with deferred payment option; grant of sureties and guarantees, namely, financial guarantee and surety; trading in index futures, namely, futures trading services for others; trading in domestic and foreign securities options, namely, securities trading for others; management of portfolios comprising securities; ] financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities, and equities [; direct trading transactions with securities, securities options and futures, namely, securities trading for others; arrangement and procurement in relation to the redemption of securities, acceptance of securities, sale of securities, namely, securities trading for others; solicitation for bids for securities issuance and security purchase, namely, securities trading for others; stock exchange information for the financial sector; insurance business, namely, insurance administration; arrangement and procurement of property and indemnity insurance contracts, namely, insurance underwriting in the fields of property and indemnity; property and indemnity insurance business, namely, insurance underwriting in the fields of property and indemnity; computation of insurance premium rates; real estate appraisal, leasing and financial services, namely, assessment and management of real estate and real estate finance, namely, financing solutions for acquisitions and development ]