ACC

Mortgage lending and financial services, namely, loan processing, loan collections, and mortgage brokerage services; banking services; and, wholesale and retail mortgage services, namely, mortgage procurement for others, servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts; and mortgage banking, lending and brokerage services over the global computer network; banking and financial services, namely, consumer lending services, home equity loans, loan refinancing; credit card services; debit card services; cash management services; electronic payment, namely, electronic processing and transmission of bill payment data and electronic funds transfer; financial information in the nature of rates of exchange; safety deposit box services; bank savings and checking account services; bank trust services; automated teller machine services; providing investment analysis, consultation, advisory, brokerage, and research services with respect to stock, bonds, securities, mutual funds, commodities, real estate, and other instruments of investment; providing educational and college loans and scholarships; providing banking, financial, and investment consultation and information via global communication networks and telecommunication networks for the electronic, telephonic, indefeasible transmission of voice, data, multimedia, graphics, video, photo, and audio information; and providing interactive banking, financial, and investment consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic, and telefacsimile transmission of voice, data, multimedia, graphics, video, photo, and audio information; providing information on international finance and foreign exchange rates via global computer networks, internal computer information networks and telecommunication networks for electronic, telephonic and telefacsimile transmission of such information