SCHWAB. HOW DO YOU WANT TO INVEST?

BROKERAGE SERVICES IN THE FIELDS OF FINANCIAL SECURITIES, STOCKS, BONDS, MONEY MARKET FUNDS, MUTUAL FUNDS, COMMODITIES, FUTURES, STOCK OPTIONS AND INDICES OF FINANCIAL SECURITIES; INVESTMENT SERVICES IN THE FIELDS OF FINANCIAL SECURITIES, STOCKS, BONDS, MONEY MARKET FUNDS, MUTUAL FUNDS, COMMODITIES, FUTURES, STOCK OPTIONS AND INDICES OF FINANCIAL SECURITIES; INVESTMENT ADVICE AND MANAGEMENT IN THE FIELDS OF FINANCIAL SECURITIES, STOCKS, BONDS, MONEY MARKET FUNDS, MUTUAL FUNDS, COMMODITIES, FUTURES, STOCK OPTIONS AND INDICES OF FINANCIAL SECURITIES; SECURITIES BROKERAGE ACCOUNT SERVICES THAT FEATURE AN INTEREST BEARING FEATURE FOR CASH BETWEEN INVESTMENTS, ELECTRONIC CASH TRANSACTIONS, MARGIN LOAN SERVICES; CREDIT CARD AND DEBIT CARD SERVICES; CHECK PROCESSING AND BILL PAYMENT SERVICES; ANNUITY INVESTMENT SERVICES; FINANCIAL INVESTMENT IN THE FIELD OF VARIABLE INSURANCE; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; ADMINISTRATION OF EMPLOYEE PENSION PLANS AND RETIREMENT PLAN RECORDKEEPING SERVICES; FINANCIAL PLANNING; INSURANCE BROKERAGE; CASH MANAGEMENT ACCOUNT SERVICES; FIXED INCOME INVESTMENT SERVICES; ELECTRONIC FUNDS TRANSFER; PROVIDING INFORMATION AND ANALYSIS IN THE FIELDS OF FINANCE, ECONOMICS, INVESTMENT, BUSINESS, FINANCIAL PLANNING AND INVESTMENT STRATEGY; PROVIDING PORTFOLIO MANAGEMENT SERVICES, PORTFOLIO MANAGEMENT SOFTWARE TOOLS, DECISION-MAKING SOFTWARE TOOLS, AND INVESTMENT RESEARCH SOFTWARE TOOLS, NAMELY, SOFTWARE TOOLS FOR MONITORING INVESTMENT MARKET VALUE AND PERFORMANCE OF INVESTMENTS, SOFTWARE TOOLS FOR ANALYZING INVESTMENT PERFORMANCE, SOFTWARE TOOLS FOR EVALUATING ASSET ALLOCATION, RISK TOLERANCE, ALTERNATIVES PLAN, INVESTING TIMEFRAME, AND INVESTMENT ALTERNATIVES PLAN; PROVIDING VIA ELECTRONIC COMMUNICATION NETWORKS PORTFOLIO MANAGEMENT SERVICES, PORTFOLIO MANAGEMENT SOFTWARE TOOLS, DECISION-MAKING SOFTWARE TOOLS, AND INVESTMENT RESEARCH SOFTWARE TOOLS, NAMELY, SOFTWARE TOOLS FOR MONITORING INVESTMENT MARKET VALUE AND PERFORMANCE OF INVESTMENTS, SOFTWARE TOOLS FOR ANALYZING INVESTMENT PERFORMANCE, SOFTWARE TOOLS FOR EVALUATING ASSET ALLOCATION, RISK TOLERANCE, ALTERNATIVES PLAN, INVESTING TIMEFRAME, AND INVESTMENT ALTERNATIVES PLAN; PROVIDING INVESTMENT ACCOUNT INFORMATION BY PHONE AND BY ONLINE MEANS; PROVIDING ACCESS TO FINANCIAL RESEARCH; PROVIDING AN ON-LINE DATABASE IN THE FIELDS OF INVESTING, FINANCE, FINANCIAL PLANNING AND FINANCIAL NEWS; FINANCIAL NEWS, FINANCIAL INFORMATION AND ANALYSIS IN THE FIELDS OF INVESTING, FINANCE AND FINANCIAL PLANNING

EDUCATIONAL SERVICES, NAMELY, CONDUCTING SEMINARS IN THE FIELDS OF INVESTMENT, FINANCE, ECONOMICS, BUSINESS, FINANCIAL PLANNING, PORTFOLIO MANAGEMENT, RETIREMENT PLANNING, MONEY MANAGEMENT, INVESTMENT STRATEGY AND ASSET ALLOCATION